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financing options
Synchrony Bank has partnered with Greer’s Heating and Air Conditioning to offer four convenient financing options should you prefer to finance your heating and air conditioning repairs and equipment.
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Applying online is convenient, quick, and secure. To apply, you can either complete the online credit application or complete the application provided by your Greer’s Heating and Air Conditioning technician.
6 or 18 Month Deferred Interest Financing
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Our customers have the choice of a 6 or 18 month deferred interest program. This means there will be no monthly interest charged if paid in full within the 6 or 18 month timeframe.
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Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the 6 or 18 month period. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.
*No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.
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Fixed Payment Financing
5.99% APR (Est. # of Payments: 37)
or 9.99% APR (Estimated # of Payments: 132)
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The same fixed payment amount is required monthly.
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The payment amount is calculated based on the amount of your purchase, taking into account the interest rate that applies to the purchase and the length of the promotional period.
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If payments are made on time, the purchase will be paid off at the end of the promotional period.
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The interest rate for the promotional purchase is specified in the advertising and will not change.
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Interest is charged from the purchase date and cannot be avoided.
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If you do not make a payment on time, you will be charged a late fee (see terms for details).
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For the 5.99% APR, the monthly payment is calculated based on 3% of your purchase price.
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For the 9.99% APR, the monthly payment is calculated based on 1.25% of your purchase price.
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